This is the professional association of insurance advisors. Insurance advice is legal advice.
The insurance advice may only be exercised by an insurance advice who has obtained a license pursuant to § 34e para 1 of the Commercial Code of the competent Chamber of Commerce. Until then a so far by the responsible county or district court of the President under Article 1 § 1 para 1 No. 2 Legal Advice Act granted permission. Insurance advisors to advise on the needs-based selection of necessary insurance coverage, looking for the best insurance company and assist you in case of damage. But insurance advisors may accept from the insurance company no commission or brokerage. Only then can they be independent and impartial in their advice. The insurance advisors receives a fee from you.
Principles of practice of Insurance Advisors
From the permit according to § 34e para 1 of the Trade Act and of belonging to arise BVVB professional duties which largely correspond to the regulations on professional practice and the professional obligations of lawyers. The following provisions are subject to all the members of the BVVB.
Insurance consultants are independent and impartial advisors and representatives of their clients in all insurance matters and free from any kind of dependencies that affect their practice.
Insurance advisors practice their profession freely, self-determined and from unregulated as far as this law or professional code they do not particularly agree.
As an independent insurance advisers in all legal issues are insurance consultants their clients against the insurance industry support and represent, in the exclusive interest of the clients. You can respond to respect the professional independence of any bonds that might interfere with their freedom of choice or even raise such an appearance, and thereby give rise to the suspicion of partiality. This applies equally to employees and persons involved in consulting and professional activities, or with which the profession is exercised jointly.
The insurance advisors is required to under.
Insurance advisors are bound to secrecy. You have employees and other persons involved in their professional activities, explicitly commit to secrecy and stop.
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